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The EFC, or Expected Family Contribution is the amount you and your family is expected to contribute towards college education.Let’s go over the basics:* Fill out the FAFSA as early as you can... If you pay the loan in full you will not be responsible for any future interest, and you will not be charged with any penalties.]Good news!You now have the choice of making payments while your child is in school or deferring payments until after graduation.The federal government gives you an official federal EFC calculation after you have complete the FAFSA form.. You can choose to pay the interest monthly, or you can defer both interest and principle until the student [.]Yes, if you want the PLUS Loan, you need to fill out the FAFSA.. This calculation determines family resources available from a family’s income (less allowances for taxes and living expenses) and assets [..Also, remember that financial aid is fi
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